NOW Accounts

There is a minimum deposit of $1,000.00 to open the account.  No interest will accrue on the days the account falls below the minimum daily required balance of $1,000.00. Service charges will be assessed for N.O.W. accounts that fail to meet the minimum daily balance requirement. There will be a maintenance charge of $10.00 for the first ten (10) automatic debit/check items and a $.15 activity charge for each automatic debit/check item thereafter during a statement cycle. There is no charge for point-of-sale transactions.

Interest is accrued on a simple interest basis and will be paid monthly for savings, N.O.W., and money market accounts.

• Valid photo ID
  
• Social Security Number
  
• Proof of physical address
  
• For list of other acceptable identification documents, please contact New Accounts department 229-263-7575